Gelcoat work has a way of finding you when you’ve got salt on your glasses and somewhere to be. A chip on the topsides is rarely just cosmetic; left open, it’s an invitation for water, grime, and freeze-thaw mischief if you ever see cold latitudes.
The trick is to treat it like any other small repair afloat: get honest about what matters on this leg, then do the unglamorous parts well. Clean until you’re tired of cleaning, grind back to sound edges, and plan your cure like you plan your departure.
As for color match, remember you’re not matching “white.” You’re matching your boat’s particular, sun-aged, slightly opinionated version of it—under the light you actually have, not the light you wish you had.